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What Do I Need To Know About Term Life Insurance?
Q: What is Term insurance?
A: Term life insurance provides coverage for a specified period of time. The entire face amount of the policy is payable to the beneficiary on the death of the insured. Globe Life's term coverage is a term-to-age-90 policy.
Q: What will I have to do to apply for coverage?
A: It is as simple as answering a few easy health questions. $1* pays the premium for the first month. After that, your premiums are based on your age at time of issue. Once you are approved and your policy is issued, you are fully covered under the terms of your insurance as long as you pay the premiums on time.
Q: I already have a life insurance policy. Do I need more?
A: Many people in the United States are underinsured. You might be one of them and not even know it. Globe Life's insurance is an ideal way to supplement any existing insurance you may have.
Q: If my health gets worse, will the company refuse to cover me?
A: Absolutely not. Your life insurance can not be canceled throughout the policy period for any reason other than the non-payment of premiums.
Q: Do I have to meet with an agent or fill out a lot of paperwork?
A: No. Your life insurance is handled conveniently online and through the mail. We eliminate the hassle and make it easy to apply. It's easy to apply … just complete a few health questions on the easy online application. Everything is handled online and through the mail.
Q: Who will receive my benefit amount if I die?
A: The full benefit amount will go to the beneficiary of your choice. It is paid free of federal tax, and you can choose your spouse, relative, friend or any one other loved one.
 

* Rates after the first month can be found by completing a rate quote.